Our Fees

Here are all the ins and outs:

Application Fee £55
Minimum Monthly Charge £12.50

Currency Conversion

Currency conversion fee 2.5%
Transfer transaction fee FREE


Electronic credit £0.30
Cash Credit (via barcode at the Post Office®, minimum charge £1) 0.75%
Cheque Credit (Minimum charge £0.50 per cheque)* 0.75%


Faster Payment via Call Centre £10
Faster payment Online £7.50
Next Day Faster Payment via Call Centre £3.50
Next Day Faster Payment Online £0.30
Standing Order £0.30
Direct Debit £0.30
Rejected standing orders or Direct Debits FREE


Additional card £5
UK Point of Sale Fee FREE
UK ATM Fee £1.50
International Point of Sale Fee 2.75%
International ATM Currency Conversion Fee £3 plus 2.75% of the transaction value
Card reissue fee £3.95
PIN reissue fee FREE


SMS balance enquiry (additional operator charges may apply) £0.15
Statement copy (up to 3 months) £5
Admin letter £5
Subject Access Request FREE
GIRO Book £10
Transfer from card to billing account £5
Cheque credit returned £5
Counter cash £5

*We may cap this charge per deposit